This scam starts with a phone call. The scammer calls a victim, telling them their bank account has been compromised. The only thing they need to do to secure their funds is withdraw all their money. Once the victim withdraws their money, the scammer arranges a meeting place so they can “safely hold onto the funds.”. This can be at the victim’s house or a gas station.
When we are not in the situation, we can see how this doesn’t seem right. A legitimate company or federal agency asking to meet at our house or a gas station? But remember, our minds do odd things when we are in a panic. Our minds go into fight/flight/or freeze even under a mental threat like a scam. This works in the scammer’s favor.
That’s why it is essential to devise a pre-plan to keep your mind away from the fight/flight/ freeze mentality. First, review the safety rules; never give out information to someone who contacts you. If you need to verify, DO NOT CALL the caller’s NUMBER; call the true and accurate numbers. Lastly, never keep it a secret; have a trusted person with whom you can share topics to help you through confusing issues.
So, let’s play this scam out according to our safety rules. The scammer calls and informs you that your bank account has been compromised. You hang up the phone, look at the back of your debit card, and contact the bank. Then, it is appropriate to conduct business. But if you are still confused, you can contact your spouse, your friends, your children, or even me at 303-668-7748 to help guide you safely.